Manufacturer with the best Guaranteed Future Value in Australia

Manufacturers Offering the Best Guaranteed Future Value (GFV) in Australia

When it comes to purchasing a car, one of the most appealing financing options for Australian buyers is a Guaranteed Future Value (GFV) agreement. GFV provides peace of mind by locking in the minimum value your car will hold at the end of the finance term. This arrangement is particularly advantageous for those looking to trade in or upgrade their vehicle regularly. Here, we’ll explore the manufacturers in Australia offering the best GFV percentages and what makes them stand out.

What is Guaranteed Future Value?

GFV is a financing option where the manufacturer or financier guarantees the resale value of the vehicle at the end of the loan term, usually three to five years. Buyers have three choices at the end of the term:

1. Trade the car for a new model.
2. Keep the car by paying the residual value.
3. Return the car with no further obligations, as long as it meets the agreed-upon conditions (e.g., mileage and maintenance).

The GFV percentage reflects how much of the vehicle’s original price is guaranteed, providing a strong indicator of which brands retain value over time.

Top Manufacturers Offering the Best GFV in Australia

1. Toyota

• GFV Percentage: Up to 65%
• Why It Stands Out: Toyota has a reputation for reliability and durability, making its vehicles highly desirable in the used car market. Popular models like the Toyota Corolla, RAV4, and Hilux hold their value exceptionally well, ensuring a strong GFV.

2. Mazda

• GFV Percentage: Up to 62%
• Why It Stands Out: Known for its sleek designs and advanced technology, Mazda vehicles like the Mazda CX-5 and Mazda3 maintain strong resale values. The brand’s emphasis on style and efficiency makes its cars attractive to second-hand buyers.

3. Subaru

• GFV Percentage: Up to 60%
• Why It Stands Out: Subaru’s reputation for safety and all-wheel drive capability boosts its GFV percentages. Models like the Subaru Outback and Forester are particularly popular for their practicality and robust design.

4. Hyundai

• GFV Percentage: Up to 58%
• Why It Stands Out: Hyundai’s push towards premium design and hybrid technology has elevated its resale value. Models such as the Hyundai Tucson and Ioniq 5 are standout performers in both their segments and the GFV market.

5. Kia

• GFV Percentage: Up to 57%
• Why It Stands Out: Backed by an industry-leading 7-year warranty, Kia vehicles inspire confidence in their quality and longevity. Models like the Kia Sportage and Sorento continue to perform well in terms of future value.

6. Lexus

• GFV Percentage: Up to 56%
• Why It Stands Out: As Toyota’s luxury arm, Lexus benefits from exceptional reliability and premium appeal. Vehicles like the Lexus RX and NX combine luxury with strong residual values, making them a smart GFV choice.

7. Volkswagen

• GFV Percentage: Up to 55%
• Why It Stands Out: Volkswagen models like the Golf and Tiguan are prized for their European styling and performance. The brand’s commitment to quality engineering ensures solid resale values, which contribute to its competitive GFV.

Why GFV Matters to Buyers

For buyers, a high GFV percentage translates to lower monthly payments and a predictable financial commitment. Additionally, vehicles with strong GFV percentages tend to have better resale value even outside of a GFV agreement. Choosing a manufacturer with a strong GFV program ensures you’re making a cost-effective decision.

Tips for Maximising GFV Benefits

• Choose Popular Models: Higher demand in the used car market often boosts GFV percentages.
• Maintain the Vehicle: Regular servicing and adhering to the agreement’s terms protect the guaranteed value.
• Limit Mileage: Staying within the mileage cap ensures you don’t incur penalties that reduce your car’s value.

Final Thoughts

Manufacturers like Toyota, Mazda, and Subaru consistently deliver vehicles with strong Guaranteed Future Value percentages in Australia. By choosing a car from these brands, buyers can enjoy lower financial risk, predictable costs, and the flexibility to upgrade to newer models when their term ends. Whether you’re looking for reliability, luxury, or cutting-edge technology, the brands highlighted above offer excellent GFV options to suit a wide range of preferences.